View home loan interest rates in New Zealand

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Fixed or floating? Fixing for 6 months or five years? Regardless of your strategy, you want to pay the lowest possible interest rate. The only way to ensure you get the lowest is to never lose track of who is offering the lowest. It's called "doing the homework" and we do it for you.

As of Friday, July 30, 2010

variable

5.75

P/A

Housing Corp

6 month fixed

4.99

P/A

ASB

1 year fixed

5.74

P/A

HSBC

2 year fixed

6.74

P/A

HSBC

3 year fixed

7.09

P/A

HSBC

4 year fixed

7.45

P/A

AMP

5 year fixed

7.65

P/A

AMP

There are also other very important things to consider. Some lenders charge high fees, give lousy customer service and offer no flexibility. While other lenders will waive fees, provide excellent customer service and offer creative ways to repay the loan faster so you pay less interest. Below is a small list of just some of the lenders to choose from. To start tracking the lowest rate and how it compares to your preferred lenders, sign up for email updates here. For an example of the lowestrate update, click here.